Making your homeownership dreams a reality
As a loan officer & veteran myself I understand the unique challenges and opportunities that come with homeownership. Whether you're a first-time homebuyer, refinancing your current home, or exploring a variety of loan options, I'm here to help you navigate the process with confidence. While VA loans offer incredible benefits like no down payment and competitive rates, I also work with a full range of loan products to ensure that whatever your situation, we find the best solution for you. From conventional loans to FHA and USDA options, I’m committed to finding the right fit for your needs. Let my experience as both a veteran and a loan officer guide you toward a smooth, successful homebuying experience. Your service deserves a home that’s truly yours, and I’m here to help make that happen
I am driven by one core purpose: to provide a better life for my family and give them opportunities I wasn’t afforded. This purpose fuels my mission to empower fellow military members to achieve financial freedom through homeownership. Guided by the Army values of loyalty, duty, respect, selfless service, honor, integrity, and personal courage, I am dedicated to helping veterans and first-time homebuyers navigate the real estate process with confidence and clarity. I’m passionate about ensuring that every service member has the opportunity to utilize their VA Home Loan Benefit to build a strong foundation for their future, creating lasting opportunities for themselves and their families. For me, this is more than just a business transaction it’s a chance to inspire and change lives.
A Legacy Of Service
Caleb De La Cruz is a dedicated professional who specializes in VA loans with a unique approach that prioritizes relationships over transactions. Building a reputation not just for his expertise in VA loans but for creating a space where service members, veterans, and their families feel truly supported and understood. With 85% of veterans never utilizing their VA home loan benefits, Caleb is committed to changing that statistic. Caleb grew up in a family where service to our country was not just a tradition but a way of life. Following in the footsteps of his father and two older brothers all whom served in the United States Armed Forces. Caleb felt a deep sense of duty after his older brother was shot twice in Afghanistan & enlisted in the Army soon after. After 8yrs of successful military service Caleb sought to continue to lead service members now just in a new way. Having experienced firsthand the difficulties of securing homeownership while in the military Caleb was driven by the desire to create a more approachable and personal loan experience for military families, one that didn’t feel like the typical corporate transaction. Caleb wanted to break down the barriers that often make the homebuying process feel cold and impersonal, and instead build lasting relationships with clients based on trust, transparency, and genuine care. Caleb understands that buying a home is more than just a financial decision it’s an emotional one, especially for military families who often face the added stress of frequent moves, deployments, and adjusting to new communities. For Caleb it isn’t just about closing deals it’s about serving those who have served. With a focus on making the homebuying process as personal, supportive, and stress-free as possible. Caleb is committed to helping families achieve the stability and security they deserve. By providing a safe, judgment-free environment and treating every transaction as an opportunity to build lasting relationships. Caleb is transforming the homeownership journey for families across the country